PayPal Pay in 4
Pay in 4 + PayPal Credit

Give your sales a boost with Pay Later

at no additional cost to your business.

PayPal / shift4shop

Offer Pay Later on Shift4Shop

With Pay in 4, customers pay for their purchases in four simple interest-free payments and you get paid up front. Pay in 4  and PayPal Credit1  are included in your PayPal Checkout integration  at no additional cost.

Give customers more ways to buy.

Pay in 4 and PayPal Credit1 are included in PayPal Checkout, so you can start offering customer financing immediately.

A win for your customers.

Payment flexibility

Payment flexibility

You get paid up front, while your customers pay later.

Most trusted pay later brand

Most trusted pay later brand

Rated most trusted brand across buy now, pay later providers.2

Interest-free choice

Interest-free choice

With Pay in 4, your customers have an interest-free option to buy now and pay later.3

Purchasing power

Purchasing power

With the ability to spread payments over time, purchases can become more affordable.

A win for your business.

Increased sales

Increased sales

Give shoppers more spending power and you can help boost your average order values.

No additional costs

No additional costs

Pay later offers are included in your existing PayPal rate.4

Easy promotion

Easy promotion

Add dynamic pay later messaging to your site with a single integration.


NextGen shoppers

Connect with active millennial and Gen Z PayPal shoppers around the globe.

What Pay later means
for your bottom line

64% more likely to purchase

Consumers say they are more likely to make a purchase with a retailer that offers interest-free payment options.5

56%increase in average order value (AOV)3

Businesses with pay-over-time messaging on their site saw a 56% increase in overall PayPal AOV.6

392M actives

PayPal connects you with 392M active consumer and merchant accounts globally.7

Here’s how it works

dynamic pay later messaging

Show dynamic pay later messaging on your site.

With Pay in 4 and PayPal Credit, you can help customers buy what they need when they need it. After setup, dynamic messaging will display the most relevant Pay Later offer to your customers.

best option

Your customer selects their best option.

Flexible Pay Later options help your customers make their purchases today.

clear payment information

Customers get clear payment information

And there are no application fees for consumers and no additional costs for your business.

PayPal does the rest.

PayPal does the rest.

Once the order is processed, you get paid up front. And PayPal takes care of collecting payments from your customers.

Seamless setup

Already have a
Shift4Shop account?

Log in to your account to activate Pay Later.

Ready to set up a new Shift4Shop store?

Sign up for a new Shift4Shop store and set up PayPal Checkout to start accepting and promoting Pay Later offers.