Vantiv Payments for eCommerce

The All-in-one Certified eCommerce Solution for Vantiv Merchants

Fueling eCommerce by Simplifying Payments Innovation

Vantiv offers a variety of payments options that can optimize your eCommerce business. World-class digital and retail brands – and their partners and technology providers – have come to rely on us like few other processors.

Numerous market leaders have all leveraged our processing solutions during their formative years, and we continue to help them use payments to their strategic advantage today.

The Vantiv Difference

We’re changing the face of payments – one happy customer at a time. Our vision is to be the leader in simplifying payments innovation, to enable commerce, and help our customers and partners thrive. How do we do it? By following our mission of creating seamless experiences and exceptional payment solutions across the commerce ecosystem.

Our comprehensive, fully integrated payment processing platform is built on a foundation of agile, best-of-breed technology. We support the latest generation in hardware, software, and systems technology to drive innovation and leadership in the payments industry. Monthly releases of production code enable us to quickly respond to both opportunities and changing market conditions.

From card acceptance to value-added and consultative services, we have our customers covered.

About Vantiv

Vantiv serves more than 800,000 merchant locations, and counts 10 of the top 25 national retailers as our clients.

A publicly-traded, NYSE-listed company (VNTV) with more than 3,300 employees, Vantiv had net revenue of $1.68 billion in 2015, and is the second-largest merchant acquirer and the largest PIN debit acquirer based on number of transactions in the U.S.

Online Vantiv-3dcart Merchant Application

3dcart and Vantiv have an exciting program that significantly streamlines the application process involved with establishing a merchant account. This initiative is specifically designed to help merchants like you quickly and simply accelerate the application for payments processing via this easy-to-use portal.

Apply Today

Payments Processing on a Mission

In addition to efficient core payments processing – including traditional card processing, international, and alternative payment options – along with best-in-class support, the following value-added solutions are available through our 3dcart direct integration.


  • When you accept online payments, you also accept the risks of exposure to sensitive account information. Tokenization lets you remove this information – including card numbers or eCheck account numbers – from your systems, in transit among systems, and in use by your employees, thereby helping reduce the liability you face when accepting digital payments.

Account Updating

  • No matter your business model, declined authorizations can threaten your profitability and decrease customer lifetime value. As one of the Vantiv Recovery solutions, Account Updating lets you bill using the original account information you obtained from the cardholder. Our fully managed service then automatically checks with Visa®, MasterCard®, and Discover® and applies account changes seamlessly.

Vantiv Insights

  • Vantiv Insights can help you facilitate positive, reliable, and revenue-generating outcomes byscrutinizing each payment transaction and returning valuable customer data. Uncovering and understanding this customer information can help you build a stronger foundation for business decisions focused on maximizing revenue and minimizing payments breakage. Specific Vantiv Insights indicators for 3dcart include Affluence, Consumer/Commercial, Country Code, and Prepaid.


  • Accepting alternative payment methods is a powerful way to broaden your client base, help lift revenue, increase customer satisfaction, and reduce your payment processing costs. In fact, for many customers, alternative payment options are more than just familiar; they are the preferred method of payment. Consumer usage of popular alternative payment brands like eCheck continues to grow year over year.

Level 1, Level 2, and Level 3 Card Processing

  • Level 1 card processing refers to business-to-consumer (B2C) transactions in which consumers use their personal credit cards to make purchases that require very limited data, with typically just the provider of the service’s name, transaction amount, and date needed.
  • Level 2 and Level 3 card processing, however, refers to a more detailed transaction designed to support business-to-business (B2B) payment processing that involves different requirements needed for verification and authorization. Due to the completeness of Level 2 and Level 3 processing, data risk of the transaction is much lower thereby allowing a merchant to qualify for lower interchange rates.

Get a Vantiv account

3dcart users, follow these steps:
Step1. Sign up for a Vantiv Account
Step 2. Activate Vantiv on your 3dcart store